· Framework Development: Support the development and implementation of group-wide principles and frameworks for financial risk measurement and transparency.

· Risk Evaluation Tools: Assist in creating advanced financial risk evaluation tools for group subsidiaries (SAs).

· Risk Framework Design: Contribute to the design and enhancement of frameworks for identifying and managing financial risks.

· Risk Appetite Statements: Participate in the review and updating of Risk Appetite Statements (RAS) in SAs, ensuring alignment with risk capacity and tolerance levels.

· Technical Expertise: Provide technical expertise on financial risk management approaches and methodologies.

· Liquidity and Market Risk Management: Support the maintenance of liquidity and market risk management frameworks.

· Credit Risk Policies: Collaborate on the development and enforcement of credit risk policies and frameworks, including compliance with IFRS 9 and related standards.

· ESG Risk Integration: Contribute to the integration of ESG risk considerations into group processes.

· Probability of Default (PD) Metrics: Help standardize Probability of Default (PD) metrics by supporting calibration efforts using macroeconomic data.

· Risk Management Committees (RMCs): Participate in Risk Management Committees (RMCs) by providing expert inputs and recommendations for managing financial and ESG risks.

· Monitoring and Alignment: Monitor SA risk activities and ensure alignment with group frameworks, policies, and expectations.

· Financial Risk Policies: Support the formulation and application of financial risk policies for group-affiliated companies.

· Credit Risk Models: Participate in the creation of internal credit risk models, including RWA, PD, and LGD models.

· Risk Mitigation Plans: Track the implementation of risk mitigation plans and roadmaps for credit, market, liquidity, insurance, and ESG risks.

· Regulatory Feasibility Analyses: Support feasibility analyses of regulatory frameworks and best practices to foster their adoption within SAs.

· Integration of Risk Processes: Contribute to integrating financial risk management processes into group-wide initiatives, such as ICAAP, Solvency II, RHI, and Stress Testing.

· At least a Bachelor’s degree or higher in Risk Management, Finance, Economics, or a related field.

· Relevant certifications such as CFA, FRM, or similar are preferred.

· Strong communication skills with senior stakeholders and leadership in Corporate Center and SAs.

· Strong analytical and problem-solving skills.

· Excellent written and verbal communication skills in English.

· Proficient in relevant software tools for effective risk management.

· A minimum of 5 years of proven relevant experience, with at least 2 years of experience in the financial industry, and at least 1 year in a function-specific role (e.g., risk, internal control, regulatory).

· Proven track record of developing and implementing effective risk management strategies.

· Experience working with diverse stakeholders and building strong relationships.

· Strong knowledge of market and operating industries, with familiarity with a diverse product range of SAs.

· Familiarity with regulatory requirements and industry best practices in risk management.